Do you offer financing? How does it work and what are my options?Updated 5 hours ago
We're excited to let you know that Shop Pay and Affirm gives you more ways to buy now and pay later.
There are no late or hidden fees, and you'll never pay more than you agreed to up front.
You can check your balance in the Shop app anytime and they give you the flexibility to pay at your own pace.
For Shop Pay:
1. Check out with Shop Pay. Fill your cart and check out with Shop Pay or Affirm.
2. Pick the payment plan that works for you. Choose 4 interest-free payments or monthly installments.
3. Get what you want and pay over time. You’ll be prompted to make the rest of your payments.
For Affirm:
When you're ready to check out, whether through an invoice we send or on our website, you'll see Affirm listed as a payment method/option.
If you choose it, Affirm will guide you through a quick application on their end, which includes a soft credit check. Based on your profile, they’ll show you personalized financing options, including interest rates, monthly payments, and terms.
Please note: Ariel Rider isn’t involved in Affirm’s approval process and doesn’t have access to your loan details, terms, or account. Affirm pays Ariel Rider in full once your order is placed, and then you’ll make your monthly payments directly to Affirm per the terms you've agreed on.
For pre-orders, a $100 down payment is required at the time of placing your order (that part isn’t eligible for financing).
When your bike is ready to ship, we’ll email you an invoice for the remaining balance, and at that point, you can select Affirm as your payment method, view your payment options, and proceed if you’d like to finance the remaining balance and proceed with the order. If you decide you don't want to proceed, you can cancel your pre-order for a full refund of your deposit anytime before the bike ships.
Some common questions for Affirm are:
Can I pay off my purchase early?:
Yes! There’s no penalty for paying early.
How do I make my payments?:
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score?:
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?:
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s you who is creating your account and signing in.
Where can I learn more about Affirm?: